Services

APPRAISAL SERVICES

An appraisal is a professionally rendered opinion as to the authenticity, quality, design and value of a gemstone or jewelry item. Our independent appraisals are custom to fit your needs with privacy in mind.

INSURANCE APPRAISALS

The most common type of appraisal for your diamonds and fine jewelry, also known as Retail Replacement Value, values jewelry at the brand-new retail price for insurance replacements. This appraisal includes a full description in case of loss, theft, or damage. This appraisal would contain a detailed description of the mounting and the gemstones in the piece as well as a photo. The detailed description will aid the insurance company in replacement in case of loss and will also ensure that the owner receives an item of like quality.

CHARITABLE CONTRIBUTION
This is an appraisal that is required by the Internal Revenue Service when donating a piece of jewelry or gem to a charitable organization. The valuation required is the Fair Market Value* at the time of donation. * Fair market value (FMV) is the value of the jewelry when the buyer and seller have adequate information of relevant facts about the jewelry and are willing to buy and sell without pressure. To see the full definition, click here.
EQUITABLE DISSOLUTION

An appraisal of jewelry and watches is usually required before individuals or a court can divide marital, partnership, or prenuptial assets. These appraisals establish the Fair Market Value* the items. The most important factor is having all the values determined in the same market. The rules of Fair Market Value (see definition below) apply. *Fair market value (FMV) is the value of the jewelry when the buyer and seller have adequate information of relevant facts about the jewelry and are willing to buy and sell without pressure. To see the full definition, click here.

COLLATERAL APPRAISALS

Collateral appraisals are used when gems and/or jewelry are used in place of cash in a transaction. The value is based on the limitations for property disposal. This could be Fair Market Value* or Liquidation* (definitions below).

ESTATE APPRAISALS
Appraisals following a death in the family are used to evaluate the jewelry collection or individual pieces for the actual estate. This is an appraisal that is required when establishing the value of an estate for tax purposes. Federal and individual state laws require that the valuation be established as the Fair Market Value* at the time of death. An Equitable Distribution Appraisal can also be performed to establish values of individual pieces with the idea of dividing the collection equally. Fair Market Value (FMV) is the price of the estate’s jewelry when the buyer and seller have adequate information of relevant facts about the jewelry and are willing to buy and sell without pressure. To see the full definition by U.S. Federal Treasury, click here.
BANKRUPTCY
This appraisal calls for the items to be appraised at Fair Market Value*. Under Federal or state law items which are not exempted may be to be sold to satisfy creditors. Fair Market Value (FMV) is the value of the jewelry when the buyer and seller have adequate information of relevant facts about the jewelry and are willing to buy and sell without pressure. To see the full definition, click here..
EQUITABLE DISTRIBUTION

The basis in which the items will be appraised are discussed beforehand. The appraisals can be completed based on Fair Market Value* or Liquidation (definition below). The most important factor is having all the values determined in the same market. Fair Market Value (FMV) is the value of the jewelry when the buyer and seller have adequate information of relevant facts about the jewelry and are willing to buy and sell without pressure. To see the full definition, click here..

HYPOTHETICAL APPRAISALS
This is an appraisal requested when an item has been lost or stolen without previous documentation as to its quality and value. These appraisals generally give a range of values based on the client’s description, photos, and receipts. The fact that the original item was not able to be seen by the appraiser is noted in the appraisal.

Fair Market Value – is set forth by the Treasury, defined as the amount at which the property would change hands between a willing buyer and a willing seller, neither being under any compulsion to buy or sell and both having reasonable knowledge of the relevant facts. The Fair Market Value is not determined by a forced sale. The markets considered for this type of appraisal would include: auction, tag sales, internet sales etc.  The values are based on the condition of the items at the time of the appraisal.

Liquidation – represents the amount of money that would be obtained when converting the property to cash within a defined time period. There are two types of liquidation: Orderly and Forced.

ADDITIONAL SERVICES

We offer additional services including sorting and identifying large collections of jewelry to determine if it’s fine or costume jewelry. You can depend on us to provide trusted verification for purchased jewelry. We can even assist with finding the best market for your jewelry sales.

  • JEWELRY COLLECTION SORTING

  • INTERNET QUALITY VERIFICATIONS

  • JEWELRY LIQUIDATION FACILLITATION

  • GEM IDENTIFICATIONS

  • DAMAGE REPORTS

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